How to Reverse Travel Hack

Disclaimer: This post has nothing to do with benefits of travel reward points, instead it is a tragic tale for how I (a dummy) found a new way to accidentally spend money.  I hereby declare this new method “reverse travel hacking”.   Credit cards have put many people in bad…

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Monthly Cash Flow – Jul’19

Monthly Cash Flow - Jul ’19   June has come and passed, which means we are halfway through the year!  Which also means this is a wonderful time for me to share with you all where I’m at with my halfway checkpoint for my annual goals.   July 2019 Spending…

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Monthly Cash Flow – Jun’19

June has come and passed, which means we are halfway through the year!  Which also means this is a wonderful time for me to share with you all where I’m at with my halfway checkpoint for my annual goals.   June 2019 Spending For a grand total of $1,528.  This…

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How to Calculate Market Gains

Mint and Personal Capital are both stellar ways to track your finances, but if you’re like me, you might be more of a DIY type of person.  You might even have your own spreadsheet to track your finances!  This is a post for those of you that track their own…

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Monthly Cash Flow – May ’19

5 months down, 5 spreadsheet days.  As you probably know by now, I love this time of the month where I get to reflect and track myself to my annual goals. As I said last month, I’m still figuring out the format for how I want these to be done,…

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Monthly 1% 001

Monthly 1% 001 - Intro and Flossing Series Introduction Everything matters in the world of competitive cycling.  How tight your clothes are, how aerodynamic your bike is, the amount of pressure in your tires -- everything makes a difference.  This has been known for ages, but about 10 years ago, Dave Brailsford…

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Basic Meal Prepping

I’m the type of person that could eat the same meal repeatedly without getting tired of it.  This comes in handy when you meal prep! In case you don’t know, that’s when you batch cook a bunch of the same meal and store it for future meals.  And fortunately, my…

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How to Calculate Savings Rate

Your savings rate is, in my opinion, the most important metric that you can can track/control/improve on during your journey to FI.  There’s a lot of talk within the community about the best way to calculate this. I’m here to set the record straight!  This is the definitive, inarguable, most…

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