I’m a regular guy in my 20s with the goal of reaching financial independence.  Shortly after college graduation when I was earning my first few paychecks, I wasn’t entirely sure what the smartest thing I could be doing with my money.  Thankfully, I was able to live at home with my parents, so I had minimal expenses.  I knew I should be savings, and I knew I should be investing, but I didn’t know what that meant apart from “buy stocks”!  I began frantically consuming information via podcasts, reddit, blogs, etc.  It was all so new, but all so interesting.  I eventually discovered the concept of financial independence.  I don’t know exactly how, but I’m so glad I did.  It gives saving a purpose.

By this point, I’d read so many stories of people who found themselves in massive amounts of debt, struggling to know their next step.  With the knowledge I was gaining, I knew the right thing would be to never let myself get in this situation.  Since then, I’ve been tracking my expenses and savings and feeling things out on how long it might take me to reach this goal. 

Apart from my interest in personal finance, exercise is a huge part of my life.  I played baseball all through childhood and as I got towards the end of my “career”, I realized my favorite part was when someone on the team got us in trouble and the whole team would have to do a huge lap around the field.  Shortly thereafter, I learned that running on it’s own was a sport.  I couldn’t hit a ball to save my life, but I loved running!  In high school I did cross country and track, and I would eventually learn about triathlon by seeing the Ironman World Championships on TV and decided (without ever knowing if I’d enjoy swimming or biking), that THAT was the sport for me.  I quickly fell in love with the sport, and did this throughout college making my way from Sprint distance races, to Olympic, to half Ironman, to my first full Ironman shortly after graduation.  Now I’m the weirdo that bikes to his office job and runs at lunch!

Join me on my path while I write about finances, fitness, healthy living, frugality, and whatever else gets me stoked on life!

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