Monthly Cash Flow – Jul ’19
June has come and passed, which means we are halfway through the year! Which also means this is a wonderful time for me to share with you all where I’m at with my halfway checkpoint for my annual goals.
July 2019 Spending
For a grand total of $2,379. This is 16% above my average. Spending this month was on the high end but for all the right reasons. Got my girlfriend a couple nice gifts, and I got myself a new pair of running shoes. Apart from that, nothing out of the ordinary.
Financial KPIs for July:
Investment Contributions: $0
Take Home Income: $3,744
Total Cash Flow: $2,277
Savings Rate: 49%
Net Worth: $87,779
Fitness KPIs for July:
Total Miles Biked: 1,020 (Maybe the 2nd time I’ve ever done over 1,000 in a month?)
Total Miles Run: 34
Total Yards Swam: 0
Total Hours of Exercise: 59
Bike Miles on Bike Commute Days: 462
Days Biked to Work: 15
Best Bike Commute Streak: 40 (new record, and still going!)
Number of Races: 0
Thoughts: Did some AWESOME riding. Spent a couple weeks very mountain heavy on the bike. My absolute favorite thing to do is ride up and down mountains, and thankfully I live in a place where I can get to the mountains as a nice warmup, or a short drive. Also Strava (an app I use to track my miles) was having a challenge where if you bike 1,000 miles during July, you win a free t-shirt, so of course I had to go for that.
Year to Date Progress Towards Annual Goals:
Savings Rate Goal (50%): YTD Savings Rate of 64%
Bike More Miles than Drive: 2,984 Driven vs. 5,913 Biked (Approx 2x more miles on the bike)
Max 401k: $19,000/$19,000 100% (WAHOOOO!!!)
Bike 10,000 Miles: On pace!
Spend <$30k: $15,293, so I remain on track and below the required average
My full list of annual goals can be found here: https://tritofi.com/2018-recap-and-2019-goals/
Thanks for reading, and I hope you enjoyed! Please let me know how you liked the format and if you’d like to see anything else added in for future monthly wrap-up!